In the course of serving our clients, Metropoly may obtain personal information about such clients. Obtaining this information is important to our ability to deliver the highest level of service to you, but we also recognize that you expect us to treat this information appropriately.
This policy describes the types of personal information we may collect about you, the purposes for which we use the information, the circumstances in which we may share the information and the steps that we take to safeguard the information to protect your privacy.
he personal information we collect about you comes primarily from the account applications or other forms and materials you submit to Metropoly during the course of your relationship with us. We may also collect information about your transactions and experiences with Metropoly relating to the services Metropoly provides. In addition, depending on the services you require, Metropoly may obtain additional information about you, such as your credit history, from consumer reporting agencies.
Finally, in the provision of financial services to you and subject to strict compliance with all applicable laws and regulations, information may be collected about you indirectly from monitoring or other means (e.g. e-mail monitoring). In these circumstances, the information is not accessed on a continuous or routine basis, but it may be used for compliance or security purposes.
If you deal with Metropoly in your individual capacity (e.g. as a private client), or as a settlor/trustee/beneficiary of a trust, or as an owner or principal of a company or other investment vehicle established to invest on your behalf or on behalf of your family, etc., the typical information we collect about you may include (in addition to any other information as may be determined on a case-by-case basis):
Of course, you are not required to supply any of the personal information that we may request. However, failure to do so may result in our being unable to open or maintain your account or to provide services to you. While we make every effort to ensure that all information, we hold about our clients is accurate, complete and up to date, we rely on our clients promptly notifying us if there are any changes to their personal information.
We may use your personal information to:
Administer, operate, facilitate, and manage your relationship and/or account with Metropoly. This may include sharing such information internally as well as disclosing it to third parties, as described in the following two sections, respectively.
Contact you or, if applicable, your designated representative(s) by post, telephone, electronic mail, facsimile, etc., in connection with your relationship and/or account.
Provide you with information (such as investment research), recommendations, or advice concerning products and services offered by Metropoly; and
Facilitate our internal business operations, including assessing and managing risk and fulfilling our legal and regulatory requirements.
If your relationship with Metropoly ends, Metropoly will continue to treat your personal information, to the extent we retain it, as described in this policy.
In order to provide efficient and reliable services and to improve product and service options available to you, more than one entity within Metropoly may be given, or given access to, your personal information. For example, one Metropoly entity might share your information with another in order to facilitate settlement of your transactions or the maintenance of your accounts, or as part of its arranging for the performance of specialized services such as US and international brokerage, asset management and advisory services. When sharing your personal information, we adhere to applicable legal and industry standards regarding the protection of personal information. Additional information on how your personal information is protected while within Metropoly is provided below, under Information Security: How We Protect Your Privacy.
Metropoly does not disclose your personal information to third parties, except as described in this policy. Third party disclosures may include sharing such information with investment partners (e.g. deal sponsors), other financial institutions (e.g. lenders requiring such information pursuant to regulatory requirements) and/or nonaffiliated companies that perform support services for your account or facilitate your transactions with Metropoly, including those that provide professional, legal or accounting advice to Metropoly. Each such third party is required to maintain the confidentiality of such information to the extent received and to use your personal information only while providing the services, and only for the purposes dictated by Metropoly.
You should know that Metropoly will not sell your personal information.
Metropoly is committed to protecting the privacy and confidentiality of your personal information. We limit access to your personal information to authorized Metropoly employees or agents and, as described above in Disclosures of Your Personal Information to Third Parties, third parties are held to stringent standards of privacy. We also maintain physical, electronic and procedural safeguards to protect the information against loss, misuse, damage or modification and unauthorized access or disclosure. Some of the other central features of our information security program are:
A dedicated group within Metropoly that designs, implements, and provides oversight to our information security program.
Testing of the security and operability of products and services before they are introduced to the Internet, as well as ongoing scanning for publicly known vulnerabilities in the technology.
Internal and external reviews of our Internet sites and services.
Monitoring of our systems infrastructure to detect weaknesses and potential intrusions.
Implementing controls to identify, authenticate and authorize access to various systems or sites.
Protecting information during transmission through various means including, where appropriate, encryption; and
Providing Metropoly personnel with relevant training and continually updating our security practices in light of new risks and developments in technology.
The following additional information will be of interest to you as a visitor to this site:
Users of Metropoly.io are required to identify and authenticate themselves prior to accessing our services. Generally, identification and authentication take place through the use of your user name and a password.
Metropoly Marketplace is built upon a secure infrastructure with multiple layers of protection. Metropoly uses industry standard encryption technologies to protect your information from external compromise.
Security is a cooperative effort between Metropoly and the users of Metropoly.io. Please remember that your login and password are personal to you and should not be made available to any other person. Also, you should discontinue their use and notify us if you have any reason to suspect that someone else may be using them.
We may collect certain aggregate and non-personal information when you visit the Metropoly.io. We may collect this information through “cookie” technology. Cookies are bits of text that can be placed on your computer’s hard drive when you visit certain websites. Cookies may enhance your online experience by saving your preferences while you are visiting a particular website. The “help” portion of the toolbar on most browsers will tell you how to stop accepting new cookies, how to be notified when you receive a new cookie, and how to disable existing cookies. Remember, though, without cookies, you may not be able to take full advantage of all of the Metropoly.io features.
“Clickstream” data (e.g., information regarding which of our Web pages you access, the frequency of such access, and your product and service preferences) may be collected by Metropoly itself, or by our service providers, using cookies, Web beacons, page tags, or similar tools that are set when you visit our Web site or when you view an advertisement we have placed on another Web site. Clickstream data and similar information may be shared internally within Metropoly and used: for administrative purposes; to assess the usage, value and performance of our online products and services; to improve your experience with our Web sites; and as otherwise permitted by applicable law or regulation. If you are a Metropoly client, this information helps us suggest products or service offerings that may be of interest to you. This information may be processed by us for the purposes described above, or on our behalf by third parties, solely in accordance with our instructions.
Metropoly may make available on this Web site third party applications such as content linking or sharing facilities. Information collected by providers of such applications is governed by their privacy policies.
Our websites are not currently configured to respond to “do not track” signals or similar mechanisms.
Information For EEA Users (EU plus Iceland, Norway and Liechtenstein)
Where Metropoly is a Controller of data under the EU’s new General Data Protection Regulation (GDPR), individuals located in the European Economic Area (EEA) will have additional rights with respect to their non-public personal information (NPI), including the right of access, rectification, restriction, opposition, erasure and data portability (each, as defined by the GDPR). Where possible, we obtain and rely on user consent as a lawful basis for processing personal data. In some cases, Metropoly may process and retain NPI pursuant to a legal obligation or another legitimate interest under the GDPR to protect your vital interests, the interests of Metropoly, or those of another person.
Users located within the EEA may contact our Data Protection Officer with questions or requests regarding their NPI using the contact information below. Please note that Metropoly may request additional information from you to verify your identity before we disclose any personal or account information. You may opt out of receiving promotional communications at any time by following the “unsubscribe” instructions found within Metropoly email updates or changing your contact preferences. Please note, you will continue to receive essential account-related information, even if you unsubscribe from promotional emails.
Metropoly has designated a Data Protection Officer to assist with data privacy and data protection issues. You may contact him/her by emailing email@example.com and addressing your questions or concerns to the Data Protection Officer.
This policy provides a general statement of the ways in which Metropoly protects your personal information. You may, however, in connection with specific products or services offered by Metropoly, be provided with privacy policies or statements that supplement this policy. This policy may be changed from time to time to reflect changes in our practices concerning the collection and use of personal information. The revised policy will be effective immediately upon posting to our Web site. This version of the Policy is effective May 24, 2018. If you require further information regarding our privacy policies and practices please contact firstname.lastname@example.org.
To improve site security by “authenticating” you (i.e., verify that you are who you say you are) when you sign-in to our site.
To keep track of your specified preferences such as language, time zone and timeouts after periods of inactivity.
To allow you to navigate our sites more easily by “remembering” your identity so that you do not have to input your password multiple times as you move between pages or services.
To conduct research and analytics to improve our Website and our products and services. This includes compiling statistical information concerning, among other things, the frequency of your use of our Website, the pages visited and the length of each visit.
To display Metropoly advertisements when you visit websites of third parties with whom we have marketing relationships and to help us gauge the effectiveness of our advertising efforts. These parties may gather information concerning your use of other websites and provide us with de-identified information about you (such as demographic information or the names of sites where you have been shown ads) which we may use to provide you with more relevant and useful advertising.